Introduction

Including small loans for farmers, loans for small enterprise, loans for young businessmen, loans for new businesswomen, small loans for the poor, loans for college-graduate village officers, loans for farmers cooperative economy organization, loans for agricultural machinery and etc.

This refers to the target of our bank to meet the needs of all kinds of small micro enterprises within their respective jurisdictions, small business owners, individual and industrial and commercial door of production and operation requirements, according to the customer's investment scale, moral quality, credit history, its own funds, and so on. The borrower need to provide eligible guarantees initially, then we adopt the way of ‘sunshine review’ to give credit granting.

? Features

Flexible and could be recycled within the credit term and credit, credit time period shortened and efficiency improvable.

? Operation Guide

1. Do the annual check at authority government;

2. Agree with the national industrial policy;

3. Open a settlement account at the bank;

4. With a good performance on regular management, and enough fund for debt paying;

5. Other conditions based on the compliance regulations of the bank.