Overview

It refers to the loans especially developed for farmers working on agriculture, farming and animal husbandry as natural person loans, which could be used to meet the needs in production and business operation activities.

Features

1. Maximum loan amount up to 200000 yuan.

2. Various methods for loans: Including guarantee, pledge, mortgage and a number of other ways to obtain the small loans for farmers.

3. Favorable interest rates: Having a lower interest rate compared to working capital loans.

4. Flexible reimbursement ways: Returning the interest along with the principal at due day is suggested, changing prepayment methods are also suggested. Repayment in advance is feasible too.

Operation guide

Requirements

1. With the age between 18 to 55 years old, Jiangyan local residence and the complete civil capacity as a natural person.

2. Natural person borrowers (such as farmers), should provide the proof of effective economic capacity; legal person borrowers, should register at the administrative department on industry and commerce, providing the operative business license and other valid certification for managing.

3. Providing guarantee with sufficient value approved by our bank or certification to indicate the operational status.

4. With good credit assessment and capability to pay the debt.

Note: Please contact your local branch for information of detailed documents required and other important information.