Introduction

This is an JRCB value-added service for customers to use personal loan conveniently. Customers can use this service to draw loan on revolving basis for POS/online payment as and when necessary.

Features

Flexible use of money: Amount is released when using the card to checkout at POS or online via B2C;

Wide usage: The card can be used at domestic and overseas CUP merchants. Just one card in your hand to get spending cash anywhere in the world;

Borrow as you need: Apply once, and the card can be used anytime to draw cash easily and conveniently;

Save interest: Borrow and pay within the revolving credit line, minimize interest expense;

Easy repayment: many options available: repay when due, early repayment, repay on specified date;

Long tenure: The period of using the revolving credit line in "card loan link" service is within the validity period of the revolving limit matched with the personal revolving loan contract, up to 6 years;

Self-defined loan tenure and credit limit: Credit limit and loan tenure can be self-defined anytime based on own spending;

Easy checking: The use and expiry of loan can be checked through various channels: at the counter or via Internet Banking.