As a joint-stock commercial bank founded in the 1950s and evolving from Tai County Rural Credit Cooperative, Jiangyan Rural Commercial Bank was restructured into Jiangyan Rural Cooperative Bank in 2006, and then Jiangyan Rural Commercial Bank in 2011. After several capital increases and share expansions, its current registered capital has reached RMB 907.2 million. With 47 business outlets and 640 employees, the Bank has become the financial institution with the longest history, the densest outlets and the largest business scale in the Jiangyan area.

　　As a regional corporate bank with the market position of “serving agriculture, rural areas and farmers, serving small and medium-sized enterprises and serving the citizens” for a long time, the Bank has provided comprehensive and fast financial services for more than 700,000 citizens and 80% of small and medium-sized enterprises and become the backbone of local economic development. By the end of 2021, with the balance of deposits of RMB 34.83 billion and the loan balance of RMB 26.38 billion, the Bank has ranked No. 1 in the industry in the regional market share of deposits and loans.

　　Over these years, with the market positioning of “serving agriculture, rural areas and farmers, serving small and medium-sized enterprises and serving the citizens”, and the business philosophy of “customer first, service first”, the Bank has always constantly innovated business products, improved the service mechanism, and formed a series of financial service brands and people-benefit projects with distinctive characteristics, such as “Sunshine Credit", “Golden Sunshine Wealth Guarantee” and “Golden Sunshine Smart Pay”. Gradually, with the features of “smallness, specialty and excellence”, the Bank has developed into a new type of rural commercial bank that meets the needs of local economic development, satisfies local farmers and small and medium-sized enterprises, and has been highly praised by all sectors of society and within the industry.

　　Over the past 13 consecutive years, the Bank has been rated as “Top Ten Units” by Jiangyan District Committee and Government, “National Advanced Service Unit for Small Business” and “National Advanced Unit for Supporting Agriculture” by China Banking Regulatory Commission (CBRC) and China Banking Association (CBA), and won many awards like “National Best Contribution Award for Serving Agriculture, Rural Areas and Farmers” and “National Best Financial IT Product Innovation Award”; In 2012, “E-Loan” products were awarded the titles of “National Banking Financial Institutions Small and Micro Enterprise Financial Service Featured Products” and “Top 10 Featured Financial Serving Products for Small and Micro Enterprises and Agriculture, Rural Areas and Farmers” by CBRC and CBA; In the same year, “Sunshine Credit”, first promoted by the Bank, was listed as one of the “Three Major Projects” by CBRC and promoted nationwide; Later, the Bank won the honorary title of “Civilized Unit of Jiangsu Province” in 2013, “Advanced Unit for Serving Local Construction” in 2014 and 2016, “Advanced Tax Payment Unit in Service Industry” in 2017, “Taizhou Civilized Unit” and “Advanced Unit for Serving Local Construction” in 2018, “Civilized Unit of Jiangsu Province” in 2019, “Jiangsu May Fourth Red Flag Youth League Committee” in 2020, and was awarded the “Donation and Dedication Award for Fighting COVID-19” by Taizhou Red Cross Society as well as the “Best Progress Award” in the inter-bank local currency market, the “Four-Star Demonstration Statistical Unit” in financial statistics in Jiangsu Province, and the “Excellent Organization Award” in the Jiangsu Banking and Insurance Cyber Security Competition in 2021. Also, its Security Department was awarded a third-class merit citation by Taizhou Public Security Bureau.